lending solutions for every stage of life.

residential lending

  • Whether you’re a first home buyer or you’ve found your forever home, we’re here to make the process simpler. We compare a wide range of lenders, negotiate on your behalf, and make sure your loan structure works for your budget, your lifestyle today and your future.

  • Does your home loan no longer align with your goals, or are you looking for a better rate? We review your existing mortgage, explore lower rates or better features, and help you refinance with confidence.

  • Whether it's your first investment property or growing your portfolio, we’ll work alongside your professional advisors and help you navigate your loan structures and lending options to find a solution that supports your long-term goals.

  • Building a home comes with unique and complex lending requirements. We’ll guide you through these and ensure your loan fits with your building timelines.

  • By consolidating multiple debts into one manageable loan, we can help you reduce stress, simplify your repayments, and potentially save on interest.

  • Being pre-approved is an important first step. It gives you clarity on your borrowing capacity and allows you to move quickly when the right property appears.

Commercial lending

Our access to an extensive lender panel allows us to source commercial lending solutions that align with your strategy and simplify your next transaction

SMSf

lending

We work closely with your professional advisors to structure self managed super fund lending for both residential and commercial property transactions.

how it works

we get to know you.

Our first step is always a discovery call, where we get to know about you and your goals. We don’t just talk finance, we talk lifestyle too, because your perfect loan needs to fit with your life today and your future. 

step 1

you supply supporting documents.

step 2

Once you’ve accepted our Privacy Consent and Credit Guide, we’ll send you a Fact Find and a list of supporting documents required to complete our credit assessment.

we compare lenders.

We review a wide panel of lenders and present you with suitable loan options, clearly outlined in a comparison report. 

step 3

you choose your lender.

step 4

Once you have chosen your preferred lender, we prepare the application for submission. 

you review the credit proposal.

step 5

Prior to any loan submission, you will be issued a credit proposal to review & accept. This is an in-depth summary of the loan submission data. 

your loan application is submitted.

step 6

Here you will sign your application forms and complete any remaining lender requirements.

you’re approved!

step 7

Depending on the purpose of the loan, step 8 will look a little different:

step 8

Pre-approval:  Happy house hunting! Once you’ve found your property, we’ll assist in switching to a formal approval.

Purchasing: You sign and return the loan documents, supply any specific documents such as home insurance, and we work with your solicitor to arrange the settlement.

Refinancing: You sign and return the loan documents and supply any specific documents, such as home insurance, and we book your settlement with the outgoing bank.

And most importantly,  we don’t disappear after settlement.

We stay with you, reviewing your loan regularly and making sure it remains competitive and aligned with your goals. We perform bi-annual reviews and are always available for any post-settlement support you may need.

get in touch

Our lenders

With access to over 100 lenders,  each offering different products, rates and benefits. We’re not aligned or obligated to any single bank or lender, which means the solutions we present are unbiased and selected solely to support your goals.