Real lending, real guidance,
real outcomes.

We believe wealth shows up in many forms - security, family, lifestyle, freedom, and financial stability being just one part of that. We’re here to help you secure lending that aligns with your life today and supports the future you’re building toward, whatever wealth looks like for you.

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our story

Established in 2021, Coastal Brokerage was built on a simple intention: to offer lending advice that feels personal, honest, and genuinely supportive. This approach of treating every client as an individual, not a number, continues to be at the heart of what we do. 

Our business is guided by the values we live by every day: integrity, by always putting our clients’ interests first; clarity, by explaining your options in plain language; and care, because we truly understand the importance of the role we play in your financial future. Combined with decades of expertise and a genuine interest in the property market, these values shape the way we work with our clients everyday.

In 2023 we opened our first bricks and mortar office in Bellambi, NSW, giving clients the choice to work with us face-to-face in the Illawarra, or virtually, wherever they are in Australia.

Today, Coastal Brokerage is a highly successful brokerage which has been built almost entirely through word of mouth. Our commitment to clear advice, genuine care, and long-term support has earned us lifelong clients and a consistent 5-star rating on Google.

our team

Samantha Smith

Meet Samantha, the Director and lead Mortgage Broker at Coastal Brokerage. With a decade of experience in the finance and broking industry, Sam has built a career centred on helping clients achieve their financial goals and secure the homes and investments that matter most to them.

Sam gets what ‘home’ truly means. That’s why she’s committed to advocating for her clients every step of the way and ensuring they feel supported, informed and confident in their decisions. Whether it’s guiding first home buyers, supporting growing families, or helping investors expand their portfolios, Sam always brings clarity, calmness and care to the lending process.

Nadine Sassall

With more than 12 years in finance, 8 years in construction, 2 years in real estate, and a Diploma of Mortgage Broking and Financial Services, Nadine brings a broad and practical understanding of the property landscape to the Coastal Brokerage team. Having called Wollongong home since 2002, she’s deeply connected to the local community and understands the region’s unique lifestyle and property market.

Known for her exceptional customer service, Nadine genuinely loves helping people achieve their property goals, especially guiding first-home buyers through that exciting first step. Her approach is always people-first, ensuring clients feel supported, informed, and confident throughout the process. As a proud mum of two teenagers, she balances her professional life with a strong family foundation, bringing empathy, care, and dedication to everything she does at Coastal Brokerage.

Don’t just take our word for it…

  • "From the introductory call, all the way through to settlement and beyond, Sam made the process so easy. As first time buyers, we entered the process with only minimal knowledge prior, however Sam went above and beyond to make sure we were comfortable, kindly answered all questions we had, and was always very responsive."

    Emma

  • "I cannot praise Sam and Nadine enough for their assistance in helping us secure our first home. Buying your first home can be an exciting yet daunting venture, and we felt well informed the entire journey, nothing was ever too much, and we were looked after completely. 10/10"

    Nicole

  • "Sam and Nadine at Coastal Brokerage have been absolutely amazing. We were a bit nervous purchasing our first home but the knowledge and assistance the team provided made the process incredibly easy. When our purchasing journey progressed a bit faster than expected, the team was able to push through our applications as quickly as possible and communicated with us through the whole process."

    Claire

  • “Samantha is an outstanding mortgage broker who is very professional and knowledgeable. Samantha is understanding, patient and was available when needed during the process of our home loan from start to finish. Communication was exceptional and she was willing to help with any questions we had about the mortgage, banks or rates. We were kept up to date throughout the complete process – Samantha went above and beyond.”

    Sarah

  • "Sam is a great broker who goes above and beyond for her clients. We recently had her help us refinance our home loan and secure a better interest rate. Sam made the process easy and stress-free, providing all the available options and explaining everything clearly. I highly recommend Sam to anyone in need of mortgage advice or refinancing!"

    Dylan

  • “We would 1000% recommend Samantha and the Coastal Brokerage team. Communication was excellent and the process was so easy for us. We wanted to ensure we were getting the best deal and working with Sam definitely made that possible.”

    Emily

  • "We appreciated Samantha’s help refinancing our mortgage. She made the process so much easier than when we have done it ourselves in the past. She was super efficient, kept us constantly updated as to its progress and answered all our questions. We highly recommend her."

    Ben & Anna